FHSA, TFSA & RRSP Room
CanadaEstimate your FHSA, TFSA and RRSP contribution room. Choose a calculator below. We apply CRA rules and limits. Verify with CRA My Account and your issuer.
FHSA Contribution Room
First Home Savings Account: $8,000/year, $40,000 lifetime. Unused room carries forward. For first-time home buyers.
Use FHSA calculator →TFSA Contribution Room
Calculate your TFSA room: annual limit + unused room + prior-year withdrawals − contributions. 2026 limit $7,000.
Use TFSA calculator →RRSP Contribution Room
Calculate your RRSP room: 18% of prior year earned income up to the cap, minus contributions made this year.
Use RRSP calculator →Related calculators
All use CRA rules. FHSA: CRA FHSA. TFSA room: CRA contribution room. RRSP room is on your Notice of Assessment. Not tax or financial advice.
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