Start free, upgrade to Pro

Try Starter with one scenario. Upgrade to Pro for unlimited scenarios, Monte Carlo, advanced tax modelling, what-if planning, and cloud sync across devices.

Starter

For trying the app with one scenario — no commitment.

Free forever
Free calculators

No account required

  • 1 scenario
  • Core projections
  • Account types: Canada (RRSP, TFSA, FHSA, Non-registered); US (401(k), IRA, Roth, taxable)
  • Overview charts (net worth, income, expenses, contributions, withdrawals)
  • Data stored locally on your device
  • Basic support

Upgrade to unlock advanced tax, what-if, Monte Carlo, benefits, and cloud sync.

Most Popular

Pro

Cloud sync — use on any device, any browser.

$66.00 per year

$5.50/mo billed annually

7 days free

Free calculators
  • Everything in Premium, plus cloud features
  • Cloud sync & encrypted backup — scenarios on any signed-in device; stay local-only or switch to cloud-backed data anytime

Compare at a glance

Starter is free to explore. Pro unlocks the full planning engine with cloud sync across devices.

FeatureStarterPro
Where your plan livesThis device · 1 scenarioCloud · any device
Scenarios1Unlimited
What-if scenario planning—✓
Benefits analytics—✓
Withdrawal strategies (VPW, 4%, Guyton-Klinger)—✓
Milestone trackingLimited✓
Structures (entities & trusts)—✓
Account types (Canada & US)Core setFull
Real estate & liabilitiesCore✓
Advanced tax modelling & estimation—✓
Monte Carlo (500+ simulations)—✓
Cashflow sankey charts—✓
Export & share projections—✓
Priority support—✓
Local or cloud storage (your choice)Local✓

✓ = included. Starter limits reflect paid-tier features not on the free plan; overview charts and core projections still apply.